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Usolve Financial

Phone: 1-844-365-LEND (5363)
Email: info@usolvefinancial.ca
Head Office: 269 Queen St E #5, Brampton, ON L6W 2C2, Canada

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Changing the lending space for the better. We will provide you best in class value, honest and fair service and above all, the money that you need to keep moving forward.

a gold badge stating Usolve as a verified winner of Best Business in Canada 2025

Disclosures

Loan availability and amounts vary by location. Cash-based services such as money transfers, the ability to pick up cash, or make a payment with cash at the branch vary by location. Lending decisions and funding times are subject to system constraints.

Payday Loan
Payday Loans are high-cost loans. Loan amounts are subject to net pay and other qualification requirements. Ask a Usolve Financial Customer Service Representative for details. Online payday loans are available to residents of Ontario.

For Ontario residents, the cost of borrowing at Usolve Financial is $14.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $70.00, with a total payback amount of $570.00 and an annual percentage rate (APR) of 365%. The maximum allowable cost of borrowing under payday loan agreements is $14.00 for each $100.00 advanced.

Online applications processed and approved with Repay typically receive funding within 15 minutes, only with qualifying banks. Non-qualifying banks may receive funding within 24 hours. This service is available seven days a week, excluding certain holidays. Online applications processed and approved outside of those time periods typically receive funds the next business day.

Car Equity Loan
The maximum loan amount is $10,000, with an APR of 34.99%. Eligibility is based on income and other qualification requirements and may include a credit check. Security search and lien fees apply. Payments are due on scheduled income deposits.

Usolve Financial offers personal loans and is not a credit repair service.

Personal Loan / Installment Loan
Installment loans offered in Ontario range from $1,000 to $5,000. Eligibility is based on income and other qualification requirements and may include a credit check. The APR/annual interest rate is 34.99%. Loan repayment terms range from 6 to 24 months, depending on the amount borrowed and the client’s repayment ability. Payments are due on scheduled income deposits.

Usolve Financial offers personal loans and is not a credit repair service.

Online applications processed and approved with Repay typically receive funding within 24 hours. This service is available seven days a week, excluding certain holidays. Online applications processed and approved outside of those time periods typically receive funds the next business day.

Additional Information
Western Union® and the Western Union® logo are registered trademarks of Western Union® Holdings, Inc.

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